Financial Calculators And Tools

There are any number of online tools that can help you to better understand your finances. The following tools have been confirmed to be accessible using a screen reader.

Loan Calculator

Use this loan calculator to determine your monthly payment, interest rate, number of months or principal amount on a loan. Find your ideal payment by changing loan amount, interest rate and term and seeing the effect on payment amount. You can also create and print a loan amortization schedule to see how your monthly payment will pay-off the loan principal plus interest over the course of the loan.

Savings Calculator

Use this savings calculator to determine how much you may have if you regularly save money. Interest rates on most types of accounts are variable, meaning that they fluctuate up and down over time.

  • Savings accounts, money market accounts, and certificates of deposit are FDIC insured (up to $250,000) and tend to offer lower average interest rates that fluctuate slowly. Many people prefer them for saving for goals they feel it’s important to achieve within a shorter period of time.
  • Investment accounts are not FDIC insured and, with a diverse mix of stocks and bonds, offer higher average interest rates that fluctuate more frequently. Many people prefer them for saving for goals they’re willing to wait to achieve for a longer period of time.

Mortgage Payment Calculator

Use this mortgage calculator to estimate your monthly payment including taxes and insurance. Many people prefer to ask their mortgage lender to refine this estimate when they apply for a home loan because tax and insurance costs depend on the location, age, and condition of the home. Lenders may also be aware of other fees such as home owners association dues and will include them in their estimate.

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Penny Forward Membership

Did you know Penny Forward has membership options that provide a host of financial resources?

Visit our membership page and learn more about all the benefits available!

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Penny Forward Courses

Explore Penny Forward’s diverse range of online courses meticulously crafted to guide the blind and sighted communities alike through the intricacies of finance. Whether you’re delving into taxes, understanding credit scores, managing debt, or mastering the art of money management, we have the ideal course tailored to meet your needs.

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Penny Forward Podcast

The Penny Forward podcast is a show about blind people building bright futures one penny at a time. Together, we’re learning to be successful in our personal, professional, and financial lives. Become a Penny Forward member and get early access to new podcast episodes!

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Penny Forward Podcast

Penny Forward’s unique approach to financial counseling bridges the gap between expertise and experience, offering tailored support specifically designed for the blind community. 

Give the gift of financial independence to someone who is blind. Penny Forward, a nonprofit organization founded and led by blind people, needs your donation to provide accessible financial education programs to strengthen our community.