Penny Forward Online Courses

A person using a laptop to complete their taxes on a wooden desk.

Explore Penny Forward’s diverse range of online courses meticulously crafted for the blind and sighted communities alike to help guide you through the intricacies of finance. Whether you’re delving into taxes, understanding credit scores, managing debt, or mastering the art of money management, we have the ideal course tailored to meet your needs. Elevate your financial literacy with Penny Forward and embark on a journey to empower your financial well-being.


Image of IRS 1040 and W-2 forms with text "Taking On Taxes: A beginner's guide to the foreign language of taxes" followed by the Penny Forward logo.

Taking On Taxes: A beginner’s guide to the foreign language of taxes

Does tax time leave you stressed and frustrated by terms and concepts you don’t understand? Do you always wonder if you’ve paid too little or too much? This course will help you to understand common tax terms and concepts so you can confidently do it yourself or communicate with a tax preparer.

Learn More About Taxes


Image of a credit report with a score of 785 and the text "Concerned about credit: an introduction to credit scores, credit reports, and why they matter" followed by the Penny Forward logo.

Concerned About Credit: An introduction to credit scores, credit reports, and why they matter

Do you want to raise your credit score but you’re not sure how? Are you confused by terms and concepts you don’t understand? Have you gotten into trouble with credit before and want to learn how to avoid trouble again? Are you afraid to use credit because you know someone who has gotten into trouble and you want to avoid making the mistakes they did? This course will help you to understand common credit terms and concepts so you can confidently build your credit reputation while avoiding the mistakes that so many people make when using credit.

Learn More About Credit


Image of credit cards, coins, and a notepad with DEBT written across the page. Text reads "Digging out of debt: A guide to conquering overwhelming debt" with the Penny Forward logo following.

Digging Out Of Debt: A guide to conquering overwhelming debt

Overwhelming debt is a very emotional topic. Search the Internet or talk to your family and friends and you’ll quickly find that they have a variety of opinions about borrowing money, paying it back, and how to avoid trouble. The truth is that most people find themselves needing to borrow money at some point in their lives and some of them find themselves regretting that decision later. This course is about what you can do if you find yourself in trouble after borrowing money.

Learn More About Debt


Image of a budget sheet with a pen and calculator with the text "Budgeting and Banking Basics, A guide to basic money management" followed by Penny Forward logo

Budgeting and Banking Basics: A guide to basic money management

This course is designed to lay the groundwork for effective financial management, teaching you the skills to manage your finances, track expenses, and navigate the banking system.

Starting with the basics, you’ll learn how to distinguish needs from wants, create a practical budget, and adjust it as your financial situation evolves. Dive into the workings of banks and credit unions, and understand the security provided by FDIC and NCUA insurances.

You’ll also explore the functionalities of checking and savings accounts, the importance of avoiding overdrafts, and how to maximize the benefits of earning interest. Furthermore, the course will cover the advantages of online and mobile banking, providing you with the tools to manage your money more efficiently in today’s digital age.

Learn More About Banking


Image of Social Security benefits form with a calculator and pen. Text reads "Simplyfying Social Security, A basic introduction to the Social Security Administration and programs it offers" followed by the Penny Forward logo.

Simplifying Social Security: A basic introduction to the Social Security Administration and programs it offers.

Social Security benefits help millions of blind and disabled people make ends meet, but they are also a frequent source of anxiety and stress. We have designed this course to help you better understand how Social Security works. 

Learn More About Social Security

Four images: Top left: Penny Forward Podcast logo; Top right: Hand pointing at the words 'Online Courses'; Bottom left: A group of people with their hands stacked in the center of the table; Bottom right:: A calculator, financial plan and budget documents.

Join Penny Forward!

Do you want to become a better manager of money but you’re feeling a little lost?

In addition to gaining access to all Penny Forward online courses, additional membership perks include:

One to One Financial Counseling

Penny Forward’s unique approach to financial counseling bridges the gap between expertise and experience, offering tailored support specifically designed for the blind community. Our team of financial counselors, all accredited with the prestigious AFC® (Accredited Financial Counselor) certification, stand at the forefront of financial education and empowerment for individuals navigating financial challenges with visual impairments.