Explore Penny Forward’s diverse range of online courses meticulously crafted for the blind and sighted communities alike to help guide you through the intricacies of finance. Whether you’re delving into taxes, understanding credit scores, managing debt, or mastering the art of money management, we have the ideal course tailored to meet your needs. Elevate your financial literacy with Penny Forward and embark on a journey to empower your financial well-being.
Employment Essentials: A guide to finding and landing a great job
Are you on the lookout for a job but feeling a bit lost? Have you been searching for employment without much success? Are you just not satisfied with your current job and thinking about what’s next?
If that sounds like you, then this course is designed for you!
Taking On Taxes: A beginner’s guide to the foreign language of taxes
Does tax time leave you stressed and frustrated by terms and concepts you don’t understand? Do you always wonder if you’ve paid too little or too much? This course will help you to understand common tax terms and concepts so you can confidently do it yourself or communicate with a tax preparer.
Concerned About Credit: An introduction to credit scores, credit reports, and why they matter
Do you want to raise your credit score but you’re not sure how? Are you confused by terms and concepts you don’t understand? Have you gotten into trouble with credit before and want to learn how to avoid trouble again? Are you afraid to use credit because you know someone who has gotten into trouble and you want to avoid making the mistakes they did? This course will help you to understand common credit terms and concepts so you can confidently build your credit reputation while avoiding the mistakes that so many people make when using credit.
Digging Out Of Debt: A guide to conquering overwhelming debt
Overwhelming debt is a very emotional topic. Search the Internet or talk to your family and friends and you’ll quickly find that they have a variety of opinions about borrowing money, paying it back, and how to avoid trouble. The truth is that most people find themselves needing to borrow money at some point in their lives and some of them find themselves regretting that decision later. This course is about what you can do if you find yourself in trouble after borrowing money.
Budgeting and Banking Basics: A guide to basic money management
This course is designed to lay the groundwork for effective financial management, teaching you the skills to manage your finances, track expenses, and navigate the banking system.
Starting with the basics, you’ll learn how to distinguish needs from wants, create a practical budget, and adjust it as your financial situation evolves. Dive into the workings of banks and credit unions, and understand the security provided by FDIC and NCUA insurances.
You’ll also explore the functionalities of checking and savings accounts, the importance of avoiding overdrafts, and how to maximize the benefits of earning interest. Furthermore, the course will cover the advantages of online and mobile banking, providing you with the tools to manage your money more efficiently in today’s digital age.
Simplifying Social Security: A basic introduction to the Social Security Administration and programs it offers.
Social Security benefits help millions of blind and disabled people make ends meet, but they are also a frequent source of anxiety and stress. We have designed this course to help you better understand how Social Security works.
Join Penny Forward!
Do you want to become a better manager of money but you’re feeling a little lost?
In addition to gaining access to all Penny Forward online courses, additional membership perks include:
- Access to our Weekly Wednesday Workshops
- Discounted one-to-one financial counseling
- Early Access to our Penny Forward Podcast
- Access to one year of YNAB (a $99 value)
- Access to our weekly newsletter
- and more!
One to One Financial Counseling
Penny Forward’s unique approach to financial counseling bridges the gap between expertise and experience, offering tailored support specifically designed for the blind community. Our team of financial counselors, all accredited with the prestigious AFC® (Accredited Financial Counselor) certification, stand at the forefront of financial education and empowerment for individuals navigating financial challenges with visual impairments.