Overwhelming debt is a very emotional topic. Search the Internet or talk to your family and friends and you’ll quickly find that they have a variety of opinions about borrowing money, paying it back, and how to avoid trouble. The truth is that most people find themselves needing to borrow money at some point in their lives and some of them find themselves regretting that decision later. This course is about what you can do if you find yourself in trouble after borrowing money. You’ll learn:

• Why people find themselves in debt and why they decide to dig out
• What you can do, yourself, to dig out of debt
• How you can get help and the pros and cons of each approach

The following pretest will help us to understand what you already know. You do not need to pass this pretest to move onto the next lesson.