The 2026 tax filing season is officially open, and the IRS is now accepting federal tax returns for the 2025 tax year. For many people who are blind or have low vision—especially those with low or moderate income—there are several free and accessible tax filing options worth exploring before paying for software or professional help.
Filing taxes can feel overwhelming, but knowing what free resources are available can make the process more manageable and reduce unnecessary costs.
Free Tax Filing Options to Know About
The IRS highlights several programs that may help you file your federal (and sometimes state) taxes at no cost.
IRS Free File
IRS Free File provides free guided tax preparation software for eligible taxpayers.
- Available to individuals and families with Adjusted Gross Income (AGI) of $89,000 or less for the 2025 tax year
- Offered through eight IRS-approved software partners
- Each partner sets its own eligibility rules, which may include age, income, state residency, or military status
- Some partners also offer free state tax returns
This option can be a good fit if you want step-by-step guidance but don’t want to pay for commercial tax software.
IRS Free File Fillable Forms
For people who are comfortable preparing their own tax return:
- Available regardless of income level
- Includes electronic versions of IRS paper forms
- Best suited for experienced filers who don’t need guidance
MilTax
MilTax is a free tax filing resource offered by the U.S. Department of Defense.
- Available to eligible members of the military community
- Allows free electronic filing of:
- One federal return
- Up to three state returns
- Includes access to tax consultants for additional support
VITA and TCE Programs
The IRS sponsors two volunteer programs that offer free basic tax preparation:
- Volunteer Income Tax Assistance (VITA) – generally for people with lower income
- Tax Counseling for the Elderly (TCE) – focused on older adults
These programs may be available in your community or through partner organizations, and volunteers are trained to help with common tax situations.
Faster Refunds with Direct Deposit
If you are expecting a refund, choosing direct deposit is the fastest way to receive it.
- Most refunds are issued within 21 days when you file electronically and choose direct deposit
- Some returns require additional review and may take longer
- You can track your refund using the IRS tool “Where’s My Refund?”
Why This Matters for the Blind Community
Access to affordable and accessible tax filing options helps ensure blind and low-vision individuals can meet tax obligations without unnecessary financial strain. Free filing tools can be especially important for people managing fixed incomes, disability benefits, or early-career earnings.
If you qualify, using a free option may leave more of your money available for essentials, savings, or long-term financial goals.
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