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Category: Penny Forward
Welcome to Penny Forward, a nonprofit organization founded and led by blind people. We empower each other to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.
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Hobby or Business? Why the Difference Matters at Tax Time
Many hobbies generate income, but not every income-producing activity is considered a business. Learn how the IRS makes the distinction and what it means for your taxes.
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How the “Bucketing” Strategy Can Help You Save More
Trying to save for multiple goals at once? Learn how the “bucketing” strategy can help you organize your savings and stay financially focused.
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Don’t Ignore IRS Mail: Accessible Options Blind Taxpayers Should Know About
Blind taxpayers can request IRS notices in accessible formats like Braille, large print, audio, and electronic text.
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National Small Business Week: Tax Tools Blind Entrepreneurs Should Know About in 2026
The IRS highlighted several tools designed to help entrepreneurs manage taxes more efficiently during National Small Business Week 2026.
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Sure Smells Phishy! Protecting Yourself from Scammers and Identity Thieves
A practical guide to spotting and avoiding phishing scams in today’s AI-driven world.
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What Is Debt-to-Income Ratio (DTI) and Why It Matters for Your Financial Health
Learn how your debt-to-income ratio works and why it matters for your financial health.
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Finding Your Caregiving Superpower: Reflections from a Blind Caregiver of a Parent with Dementia
A powerful story about caregiving, blindness, and supporting a parent with dementia.
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Moving Forward, One Careful Step at a Time
Chris Peterson shares an update on his recovery after completing a partial hospitalization program and reflects on healing, support, and taking the next steps forward.
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An Update and a Thank You
Chris Peterson shares an update on his mental health recovery and thanks the Penny Forward community for the overwhelming support during this time.