Ready to take control of your finances? 🎉 Get our free Financial Planning Guide for People with Vision Loss and start your journey toward financial independence today! Download Now!

Welcome to Penny Forward, a nonprofit organization founded and led by blind people. We empower each other to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.
Living at home as an adult with a disability? Learn how to maintain financial independence, use accessible tools, and manage overprotective family monitoring.
Feeling like you’re doing everything right but still not getting ahead financially? Discover the simple budgeting shift that helped transform our financial future—and why making your goals a priority changes everything.
Summer hires? Seasonal and part-time employers need to know federal tax rules, including withholding, Form 941, and Form 943 for agricultural workers.
It is often too late to make meaningful tax changes during filing season. Learn why a mid-year check-in can help you reduce stress and improve your tax outcome.
Many hobbies generate income, but not every income-producing activity is considered a business. Learn how the IRS makes the distinction and what it means for your taxes.
Trying to save for multiple goals at once? Learn how the “bucketing” strategy can help you organize your savings and stay financially focused.
Blind taxpayers can request IRS notices in accessible formats like Braille, large print, audio, and electronic text.