How do lenders decide whether to lend you money and how much interest to charge?

What are credit scores?

Credit reports are documents lenders use to understand: (check all that apply)

Which of the following companies keep track of your credit activity and provide credit reports to lenders?

Which of the following are the only official ways to request copies of your credit reports as PDF files, Braille, large print, or audio CD?

Which of the following are ways to correct incorrect information on your credit reports

Credit scores are numbers that lenders use to summarize the information on your credit reports, making it faster and easier for lenders to decide how much money to lend you and how much interest to charge.

700 is a good credit score

Which of the following are fair credit scores?

Which of the following are excellent credit scores?

Which of the following will make your credit score go up?

It’s important to leave at least one credit account open so lenders can see that you’ve used credit wisely for a long period of time

Lenders feel that you can be trusted more if they’ve seen that you’ve wisely borrowed, and paid back, money in a number of different ways

What kind of inquiry may make your credit score go down

Which of the following may make your credit score go up

Which of the following may cause a hard inquiry?

Which of the following are ways to make your credit score go up