Do you want to raise your credit score but you’re not sure how? Are you confused by terms and concepts you don’t understand? Have you gotten into trouble with credit before and want to learn how to avoid trouble again? Are you afraid to use credit because you know someone who has gotten into trouble and you want to avoid making the mistakes they did? This course will help you to understand common credit terms and concepts so you can confidently build your credit reputation while avoiding the mistakes that so many people make when using credit. You’ll learn: • How lenders use your credit reputation to decide whether or not to lend you money • How credit scores make that decision easier and faster for many lenders • Why some people have high credit scores and others don’t • Behaviors that will, if you use them consistently, raise your credit scores and keep you out of trouble The following pretest will help us to understand what you already know. You do not need to pass this pretest to move onto the next lesson.