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It’s no secret that financial education is important for everyone, but for people with disabilities, it can be particularly challenging. Blind people , for example, may need to approach finances from a different vantage point, considering not just our earning potential, but also transportation, accessibility, and other medical needs. This is why initiatives like Penny…
The Benefits of Paying Your Bills on Time: My Personal Experience Introduction Last week was National Pay Your Bills week. Paying bills can be a daunting task for many people. It’s easy to put it off and procrastinate, especially if you have limited funds. However, making a habit of paying bills promptly can have a…
Bad with Money: The Imperfect Art of Getting Your Financial Sh*t Together About This Book If you’re young and just starting out, this book may be for you. If you’re older, you may enjoy the author’s humorous accounts of her own money decisions and why she made them, but this book may not offer…
In our January 8th, 2023, members only group chat, I demonstrated the process for ordering a Braille credit report from the automated telephone system at 1 (877) 332-8228. Large print and audio versions of your credit reports are also available using this system. It took about five days, including Saturday and Sunday, to receive the…
ABLE accounts are tax-advantaged savings accounts for people with disabilities. The money saved in ABLE accounts can be spent on qualified disability expenses. Most importantly, having an ABLE account won’t affect the account holder’s eligibility for federal programs such as Medicaid and Supplemental Security Income. ABLE accounts can be used in a variety of ways.…
Whether you’re a financial wellness newbie or guru, the start of the new year is a great reason to make small tweaks that’ll make a big difference. Here are some money moves my family made to kick off 2023. We Opened A New High Yield Savings Account As interest rates have risen, and markets have…
Intro Liz and Chris are both guide dog users. And we were curious about how affordable a guide dog might be. Especially to someone on a lower income. Guide dogs aren’t for everybody, but for some people, guide dogs can offer more independence and freedom than traveling with a cane. But, if you’re considering having…
Whether you are a 15-year-old blind high school student or an 81-year-old blind attorney, financial literacy can save you thousands. Check out this story from APH CareerConnect about how Lisa Lloyd believes financial literacy is key to preventing financial abuse within the blind community. This story also describes how Penny Forward is working to close…
As America drifts toward what some are calling a recession, a Minnesota-based non-profit corporation, Penny Forward Inc, is equipping people who are blind or have low vision to improve their personal and family finances by getting out of debt. Earlier this year, Penny Forward launched a new online coaching and training platform designed to close…