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debt repayment
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67% Living Paycheck to Paycheck in 2025
A new financial wellness report finds that 67% of Americans are living paycheck to paycheck in 2025, up from 63% in 2024. Rising costs, inflation, and an uncertain job market are squeezing households across the country.
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Bouncing Back After Overspending
At Penny Forward, we host a Wednesday Workshop every week to explore personal finance topics in detail. Most sessions are interactive, giving our students the chance to ask questions and apply what they’ve learned to their own lives. Last week’s discussion focused on how to recover after slipping from your spending plan—whether it’s because of…