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Question 1 of 17
1. Question
How do lenders decide whether to lend you money and how much interest to charge?
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Question 2 of 17
2. Question
What are credit scores?
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Question 3 of 17
3. Question
Credit reports are documents lenders use to understand: (check all that apply)
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Question 4 of 17
4. Question
Which of the following companies keep track of your credit activity and provide credit reports to lenders?
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Question 5 of 17
5. Question
Which of the following are the only official ways to request copies of your credit reports as PDF files, Braille, large print, or audio CD?
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Question 6 of 17
6. Question
Which of the following are ways to correct incorrect information on your credit reports
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Question 7 of 17
7. Question
Credit scores are numbers that lenders use to summarize the information on your credit reports, making it faster and easier for lenders to decide how much money to lend you and how much interest to charge.
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Question 8 of 17
8. Question
700 is a good credit score
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Question 9 of 17
9. Question
Which of the following are fair credit scores?
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Question 10 of 17
10. Question
Which of the following are excellent credit scores?
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Question 11 of 17
11. Question
Which of the following will make your credit score go up?
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Question 12 of 17
12. Question
It’s important to leave at least one credit account open so lenders can see that you’ve used credit wisely for a long period of time
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Question 13 of 17
13. Question
Lenders feel that you can be trusted more if they’ve seen that you’ve wisely borrowed, and paid back, money in a number of different ways
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Question 14 of 17
14. Question
What kind of inquiry may make your credit score go down
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Question 15 of 17
15. Question
Which of the following may make your credit score go up
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Question 16 of 17
16. Question
Which of the following may cause a hard inquiry?
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Question 17 of 17
17. Question
Which of the following are ways to make your credit score go up
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