IRS Tax Tips: Newlyweds Tax Checklist

A bride and groom holding an IRS tax form. The bride is in a white wedding dress, and the groom is in a black suit with a white shirt and bow tie. Both are smiling and looking at the camera. They are holding the tax form between them

Summer wedding season has arrived, and newlyweds can make their tax filing easier by doing a few things now. A taxpayer’s marital status as of December 31 determines their tax filing options for the entire year, but that’s not all newlyweds need to know.

  • Report a name change
  • Update address
  • Check withholding
  • Review filing status
  • Beware of scams

Report a name change
Report any name changes to the Social Security Administration. The name on a person’s tax return must match what’s on file at the SSA. If it doesn’t, it could delay any tax refund. To update information, taxpayers should file Form SS-5, Application for a Social Security Card. It’s available on SSA.gov, by phone at 800-772-1213 or at a local SSA office.

Update address
Notify the United States Postal Service, employers and the IRS of any address change. To officially change their mailing address with the IRS, taxpayers must compete and submit Form 8822, Change of Address. See page 2 of the form for detailed instructions.

Check withholding
Newly married couples must give their employers a new Form W-4, Employee’s Withholding Certificate, within 10 days. If both spouses work, they may move into a higher tax bracket or be affected by the additional Medicare tax. They can use the Tax Withholding Estimator on IRS.gov to check their withholding and for help completing a new Form W-4.

Review filing status
Married people can choose to file their federal income taxes jointly or separately each year. While filing jointly is usually more beneficial, it’s best to figure the tax both ways to find out which makes the most sense. Taxpayers should remember that if a couple is married as of December 31, the law says they’re married for the whole year for tax purposes.

Beware of scams
All taxpayers should be aware of and avoid tax scams. The IRS will never contact a taxpayer using email, phone calls, social media or text messages. First contact generally comes in the mail. To find out if they owe money to the IRS, taxpayers can view their tax account.

More Information:
Topic 157, Change Your Address – How to Notify the IRS
Publication 505, Tax Withholding and Estimated Tax

Leave a Reply

Your email address will not be published. Required fields are marked *

This site is protected by reCaptcha and the Google Privacy Policy and Terms of Service apply.

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Posted

in

by

Tags: