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financial education
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What Is Debt-to-Income Ratio (DTI) and Why It Matters for Your Financial Health
Learn how your debt-to-income ratio works and why it matters for your financial health.
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Where’s Your Tax Refund? What Blind and Low Vision Taxpayers Should Know in 2026
Filed your taxes and waiting on your refund? Learn how to check your status and what may cause delays.
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Need More Time to File Taxes? What Blind and Low Vision Taxpayers Should Know About Extensions in 2026
The tax deadline is near, but you can request an extension. Learn how it works and what blind and low vision taxpayers need to know.
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Last-Minute Tax Filing Options: What Blind and Low Vision Taxpayers Need to Know for 2026
The April 15 deadline is near, but last-minute filers still have options. Learn how to file, get help, and avoid penalties before time runs out.
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New and Enhanced Tax Deductions for 2026: What Blind and Low Vision Taxpayers Should Know
The IRS has introduced new and enhanced deductions for the 2026 filing season. Learn what blind and low vision taxpayers should know about standard deductions, overtime deductions, and more.
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Digital Assets, SSDI, and Taxes: What Blind Investors Need to Know in 2026
Investing in cryptocurrency or other digital assets does not affect SSDI benefits, but it does come with tax responsibilities. Learn what blind and low vision investors need to know about reporting digital assets, Form 1099-DA, and filing taxes correctly in 2026
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February 11 — Tax Tactics: Win Your Taxes, Do Not Let Them Win You
In this February 11 Wednesday Workshop, we explored tax basics, common mistakes, and practical strategies to approach tax season with confidence. Members can watch the recording and access the slides and handout here.
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Bouncing Back After Overspending
At Penny Forward, we host a Wednesday Workshop every week to explore personal finance topics in detail. Most sessions are interactive, giving our students the chance to ask questions and apply what they’ve learned to their own lives. Last week’s discussion focused on how to recover after slipping from your spending plan—whether it’s because of…
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We Can’t Help Everyone (Yet)
A lot of people come to me for advice. Some of them take it. They recognize that I’m not perfect—just a guy doing my best to share what I’ve learned. They understand that success takes a combination of preparation, persistence, and luck. They know that even failure is just part of the learning curve. Others…