Minneapolis, MN – During a time when confidence in America’s banks is lower than it has been since the financial crisis of 2008, and just as Financial Literacy Month kicks off, a Minnesota-based non-profit corporation, Penny Forward Inc, has launched their first online course for 2023, “Budgeting And Banking Basics: A Guide To Basic Money…
Exercise Snacking In our fast-paced society, it’s easy to overlook the importance of saving small amounts of time or money. Many of us are guilty of waiting until the end of the day to exercise, then skipping the workout we know we need because we’re tired or we want to use the time for something…
The Benefits of Paying Your Bills on Time: My Personal Experience Introduction Last week was National Pay Your Bills week. Paying bills can be a daunting task for many people. It’s easy to put it off and procrastinate, especially if you have limited funds. However, making a habit of paying bills promptly can have a…
Do you worry about what might happen if something goes wrong with something expensive you depend on? How will you afford it if a home appliance or a vital piece of assistive technology fails unexpectedly? This week we talked about when and how to purchase warranties, insurance policies, or protection plans designed to help you…
something holding you back but you don’t know what it is? It may be your own beliefs. An episode of NPR’s Life Kit, released this week, explains that scientists refer to these as cognitive biases and tells us that they can keep us from achieving our goals because we believe that we’re not capable. This…
Spreadsheets are incredibly useful tools for managing your finances, and they’re easy to learn and use. This week we talked about how to use a spreadsheet to build a realistic budget for a road trip. This type of spreadsheet can also be useful for helping you keep track of the progress you have made in…
Spreadsheets are incredibly useful tools for managing your finances, and they’re easy to learn and use. This week we’ll talk about how to use a spreadsheet to build a realistic budget for a road trip. This type of spreadsheet can also be useful for helping you keep track of the progress you’re making if you’re…
This week we talked about why it may be ok to save inconsistently. A paper by Yale finance professor James Choi made the news this week. Choi studied the advice from the 50 most popular personal finance books, according to GoodReads, and compared it to the advice economists give about the same topics. While personal…
This week we’ll talk about why it may be ok to save inconsistently. A paper by Yale finance professor James Choi is making the news this week. Choi studied the advice from the 50 most popular personal finance books, according to GoodReads, and compared it to the advice economists give about the same topics. While…