Filing your tax return can feel stressful, especially if you rely on screen readers or accessible software to complete your forms. The IRS recently shared a list of common tax return mistakes and the good news is that most of them are easy to avoid.
Even if someone else prepares your return, you are ultimately responsible for making sure everything is accurate before filing.
Here are the most common mistakes and how to prevent them.
Filing Too Soon
Before filing, make sure you’ve received all of your tax documents. This may include W-2s, 1099s, Social Security statements, and other income forms.
If you’re unsure whether you’ve received everything, you can view your records through your IRS Online Account:
https://www.irs.gov/payments/online-account-for-individuals
Filing too early could mean leaving out income, which can delay your refund or trigger IRS notices.
Choosing the Wrong Filing Status
You must select one correct filing status:
- Single
- Married Filing Jointly
- Married Filing Separately
- Head of Household
- Qualifying Surviving Spouse
If you’re unsure which applies to you, the IRS provides guidance here:
https://www.irs.gov/help/ita/what-is-my-filing-status
Choosing the wrong status can affect your refund or tax owed.
Reporting Incorrect Income Amounts
Carefully enter all wages, dividends, bank interest, and other income exactly as shown on your tax documents.
Small typing errors can delay processing, especially if the IRS system does not match your return with what employers and banks reported.
Misspelled Names or Missing Social Security Numbers
Names and Social Security numbers must match exactly what appears on each person’s Social Security card.
If your name has changed, contact the Social Security Administration:
https://www.ssa.gov
Phone: 800-772-1213
This step is especially important for newly married individuals or those who have legally changed their names.
Miscalculating Credits and Deductions
There are new and enhanced deductions and credits for 2026. Make sure you calculate them correctly and keep documentation to support your claims.
Tax software can help reduce errors, but it’s still important to review everything carefully.
Forgetting to Sign the Return
An unsigned return is considered invalid.
If filing jointly, both spouses must sign and date the return. Exceptions may apply for members of the armed forces or those with a valid power of attorney.
Incorrect Bank Account Information
If you’re expecting a refund, direct deposit is the fastest way to receive it. However, double-check your routing number and account number before submitting.
Entering the wrong numbers could delay your refund significantly.
Why E-Filing Helps
Submitting your return electronically improves accuracy. The IRS e-file system often detects common errors and rejects returns that need correction before processing.
Learn more about filing options here:
https://www.irs.gov/filing
Why This Matters for the Blind and Low Vision Community
For many blind and low vision individuals, filing taxes may involve accessible software, assistance from a preparer, or adaptive technology. Mistakes can lead to processing delays, refund holds, or additional stress.
Taking a few extra minutes to review your return carefully can help ensure:
- Faster refunds
- Fewer IRS notices
- Greater peace of mind
Financial empowerment includes understanding the process and avoiding preventable mistakes.
Penny Forward’s Bottom Line
Most tax return errors are simple and avoidable. Review your return carefully before filing, even if someone else prepared it.
Staying organized and informed can help you move through tax season with confidence.
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