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As an Accredited Financial Counselor (AFC®), one of the most fulfilling aspects of my work is helping people achieve their financial goals. Whether it’s buying a home, retiring comfortably, or simply gaining control over day-to-day expenses, seeing someone succeed is incredibly rewarding. But here’s the thing: to reach any goal, you first have to know…
A Message from Penny Forward Founder and CEO, Chris Peterson Hello Penny Forward Members and Supporters! The holiday season is just around the corner, and if you’re anything like me, you probably find yourself spending way too much time debating every little purchase. It’s not just about finding something affordable; it’s about finding something useful.…
I recently saw a Facebook post from someone asking, “How does the stock market help me when I’m just struggling to pay for gas and groceries?” It’s a fair question! When your budget is tight, the idea of investing might feel like a luxury, or worse, something completely out of reach. But here’s the thing:…
Many of us woke up this morning to learn the results of the 2024 presidential election. In just a few weeks, Donald J. Trump will return to the White House. Whether you were hoping for Donald J. Trump to win or rooting for Kamala Harris, nearly half of the country is disappointed this morning, while…
Today, I’d like to talk about optimism, hope, and the incredible resilience I’ve encountered in the blind and low vision community. Over the weekend, I attended the National Federation of the Blind of Colorado state convention, and as always happens after these gatherings, I’m filled with enthusiasm, renewed hope, and a deeper appreciation for the…
Starting a business is a popular path for many people who are blind or have low vision to increase their income and pursue their passions. So, it’s no surprise that I often get requests to help people develop their business plans. Recently, while working with a client on her business plan, she asked me, “Do…
When people hear about the staggering statistics concerning employment among those of us who are blind or have low vision, they often ask why we at Penny Forward have chosen financial education as a primary focus. The statistics are indeed sobering: according to the best data available, there are around 20 million people with blindness…
Trust is the foundation on which we build our financial health, our relationships, and our sense of security in the world. When it’s there, things run smoothly; when it’s broken, everything can quickly fall apart.