Penny Forward logo and tag "Blind People Building Bright Futures One Penny At A Time" on a background image of stacked coins.

Who We Are and What We Do

Penny Forward is a 501(C)(3) nonprofit organization founded and led by blind people. Through education, mentoring, and mutual support, we help each other learn to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.

Desiree Christian

For example, how would you make a living if you were a single mother with two medically fragile children who were constantly in and out of hospitals? That was the challenge for Desiree Christian.

Read Desiree’s Story

Join
Penny Forward

Do you want to become a better manager of money but you’re feeling a little lost?

Our self-paced online courses will provide both the blind and sighted communities with tools and techniques they can use to navigate the complicated landscape of personal finance. In addition, you will also have access to exclusive member-only Zoom chats where you can ask questions and practice your growing money management skills with other members and our instructors. You can also schedule one to one sessions for more personalized help. If that isn’t enough, you’ll also get early access to all Penny Forward podcast episodes, A members only newsletter, and bonus content created exclusively for our members.

And, thanks to a generous donation from YNAB (You Need A Budget), we’re able to offer a limited number of YNAB subscriptions to our monthly and yearly members for free. This is one of the most accessible budgeting apps we know of, and the subscription alone is worth the price of a Penny Forward membership. Don’t delay, though, because these subscriptions won’t last.

Join Penny Forward

Learn About
Penny Forward

Penny Forward is committed to transparency to our members and supporters. Use these links to learn more about all aspects of Penny Forward.

Sponsor
Penny Forward

Your support helps us continue our mission of providing accessible financial education to people who are blind. Choose a sponsorship tier that aligns with your commitment to financial literacy and enjoy the exclusive benefits that come with each level.

Learn More About Sponsorship Packages

Online Courses

Penny Forward’s self-paced courses have been designed to make it easy for people with and without vision loss to learn without having to learn how to navigate a complicated learning management system. Take as many courses as you want, and work through them at your own pace. And, if you need any help, we’re available by email at any time or by phone every weekday.

Visit the Course Catalog

Don’t Miss An Event

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Visit our Event Calendar page to register for upcoming events.

From Workshops, Book Brunch, and Webinars, Penny Forward is your resource for the latest financial information, tools and tips.

  • Penny Forward Podcast Episode Released To Public: Glidance

    09/17/2024:

    Learn about the founder of this startup and what it takes to make your dream turn into reality.  Guest: Amos Miller Glidance Website: https://glidance.io/ Glidance Facebook Profile  https://www.facebook.com/glidance.io  Glidance LinkedIn Profile: https://www.linkedin.com/company/glidance/ Glidance Instagram Profile: https://www.instagram.com/glidance.io/ In addition to our online courses, member calls, weekly newsletter, and access to one to one financial counseling, Penny Forward members…

  • Tuesday’s Turning Pages Book Brunch

    09/17/2024: 10:00 am

    This Sept and Oct, we’ll be exploring clever ways to live richly on a budget. Come hungry for smart tips and lively discussion as we read, The cheapskate next door: the surprising secrets of Americans living happily below their means. What to Expect This week you were to read: Chapter 5: Thrift – The Greenest…

Read the Blog

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Penny Forward provides helpful information related to personal finance, investing, budgeting, and financial management through our blog and weekly newsletter. Be sure to subscribe to receive updates on the latest posts!

Read the Blog

Listen to the Podcast

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The Penny Forward Podcast is a show about blind people building bright futures one penny at a time. It’s released every other Tuesday and guest and paid members get access to every episode a week early.

Listen to the Podcast

  • Early Access Podcast Episode Released to Members: Glidance

    Learn about the founder of this startup and what it takes to make your dream turn into reality. Show notes Guest: Amos Miller Glidance Website: https://glidance.io/ Glidance Facebook Profile  https://www.facebook.com/glidance.io  Glidance LinkedIn Profile: https://www.linkedin.com/company/glidance/ Glidance Instagram Profile: https://www.instagram.com/glidance.io/ Connect with Penny Forward pennyforward.compennyforward@pennyforward.com Clubhouse House Facebook Youtube Get our app, guest membership is free! IOS/AppleGooglePlay Post Production help provided by…

  • Penny Forward Podcast: APH Update

    In this episode, we have Richard Rueda, Katie Frederick, and Lori Scharff, not necessarily in that order, from the APH Connect Center, back on, as we do almost every year at about this time, to talk about the APH Connect Center. For those of you who are unaware of what that is, we’ll tell you…

Join our Book Brunch

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Every Tuesday at 10:00 AM Central Time

Dive into a unique literary experience every Tuesday morning at our ‘Tuesday’s Turning Pages Book Brunch.’ Delve into insightful discussions on financially based books and actively explore their suggestions as we read together. All featured books in our book brunch series are accessible in the NLS Catalog, free for blind individuals to sign up. Additionally, many titles are available in various formats on Amazon and other platforms. In this engaging book club, we’ll focus on one book for two months, allowing ample time to absorb and discuss the material. The reading workload between meetings will vary based on each book, ensuring a flexible and enjoyable experience for all participants. Join us on Tuesdays for a flavorful blend of finance and literature!

Learn More About Our Book Brunch

Next Book Brunch

  • Tuesday’s Turning Pages Book Brunch

    09/17/2024: 10:00 am

    This Sept and Oct, we’ll be exploring clever ways to live richly on a budget. Come hungry for smart tips and lively discussion as we read, The cheapskate next door: the surprising secrets of Americans living happily below their means. What to Expect This week you were to read: Chapter 5: Thrift – The Greenest…

Latest Book Brunch Recordings

Learn Together at our Wednesday Workshops

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Each week, Penny Forward members meet to learn from and support each other as they become better money managers. These workshops are recorded so members can listen to workshops they missed or refer back to particularly memorable topics.

Learn More About Our Wednesday Workshops

Next Wednesday Workshop

  • Wednesday Workshop: Peace of mind for Pet Owners (National Guide Dog Month)

    09/18/2024: 6:30 pm

    For many, pets are more than just companions, they’re essential members of the family. This is especially true for those who rely on service animals like guide dogs. In our upcoming workshop, we’ll delve into the financial aspects of pet ownership, with a special focus on how pet insurance can safeguard both your service animal…

Latest Workshop Recordings

Join our Monthly Financial Sense¢ Live Stream

Penny Forward logo featuring an arrow pointing forward, symbolizing progress and direction. "Financial Sense¢" under logo.

Join us every third Thursday for Financial Sense¢, a monthly public live stream and Zoom call offered through the American Council of the Blind Community Events platform. These calls feature engaging speakers and interactive discussions about financial topics of interest to people with and without vision loss.

Next Financial Sense¢ Program

Get the Penny Forward App

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The Penny Forward App allows you to access many of our online resources including:

  • My Account and Profile
  • News Articles
  • Podcast Episodes
  • Self-paced Accessible Online Financial Wellness Courses
  • Financial Calculators
  • and more!

Download the app today for instant access wherever you are!

Get One to One
Financial Counseling

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Penny Forward’s unique approach to financial counseling bridges the gap between expertise and experience, offering tailored support specifically designed for the blind community. Our team of financial counselors, all accredited with the prestigious AFC® (Accredited Financial Counselor) certification, stand at the forefront of financial education and empowerment for individuals navigating financial challenges with visual impairments.

Learn More about Financial Counseling

Financial Calculators and Tools

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There are any number of online tools that can help you to better understand your finances. We’ve selected the ones that work best with a screen reader.

Visit our Tools Page

Support Penny Forward

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Your donations help blind and disabled people learn to confidently navigate the complicated landscape of personal finance through online courses and group and one to one mentoring. Please donate $19 per month to continue this life-changing work.

We accept:

  • Online donations by debit or credit card.
  • Donations of securities.
  • Qualified Charitable Distributions.
  • Donations from workplace giving platforms.
  • And more.

Learn More About Donating

Stay In Touch With Penny Forward

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Sign up for a free guest membership and get:

Shop Penny Forward Merch

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Support Penny Forward, and the blind community, in more ways than one.

  • Our Penny Forward branded merch is stylish and practical.
  • Where noted, our merch has been designed and produced by blind-owned businesses.

Visit the Penny Forward Shop