5th Wed. Members Only Book Discussion: Keep on Track Week 4 to End

Week 4 Reading to End of Book


Hey all, it’s MOe,

This is for the chat on Nov.30th.  Remember the actual discussion of this months book is for members only, so if you are not yet a member…

You can click here to become a member. 

Book information will be below if you missed the original announcement. To help you keep on track, and not cramming all the reading in the day of the discussion, I suggest to read the rest of the chapters, as well as any additional stories and practice sheets that are included at the end of the NLS BARD audio book. I hope some of the information has been updated in maybe newer editions, but I have the NLS one that is nearly 20 years old in materials.

Chapter 12: Build Wealth Like Crazy, Arnold Schwarzedollar, Mr. Universe of Money

Chapter 13: Live Like No One Else


After chapters… (most of these are forms to fill out, or charts)

More Total Money Makeover Stories

Major Components of a Healthy Financial Plan

Consumer Equity Sheet

Income Sources

Instructions for Monthly Cashflow Plan

Monthly Cashflow Plan

Recommended Percentages

Instructions for Allocated Spending Plan

Allocated Spending Plan

Irregular Income Planning

Breakdown of Savings

The Debt Snowball

Prorated Debts


The total money makeover: a proven plan for financial fitness

By: Dave Ramsey

Radio talk-show host offers his optimistic, comprehensive plan to “get out of debt, regain control, and build wealth.” Debunks money myths about debt consolidation, car leases, credit cards, cash advances, and other schemes. Discusses ways to save money for emergencies, college funds, and retirement. Includes success stories.

Find it here…

NLS BARD Audio Book: DB 59965

NLS BARD Audio Book Spanish: DB103331

Sorry no braille edition check book share.


Ramsey Solutions Hard Cover

Ramsey Solutions Audio Book


Suggest a Future Book

We are starting off with one I have read, but I would love to hear what you want to read. To reach me please just send an email to…

[email protected] or leave a comment to this post. 

Take care,

MOe Carpenter


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